John Ayers - Morgan Stanley Smith Barney Financial Advisor

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Welcome Associations Services Experience Education

My practice is built upon the principle of serving fewer clients, not more. I also believe that the critical components of long-term financial success are found in planning, integrity, and discipline. As a Financial Advisor with these principles, I go far beyond providing investment advice. The right investments matter, but a great investment program comes from knowing you. We will have conversations you might not expect from a Financial Advisor, having less to do with the arcane details of asset allocation strategy, and more to do with the details of your life. Only then can we help develop the wealth management strategies aimed at helping you grow and preserve your wealth.

Associations

Worcester Polytechnic Institute Venture Forum
Board of Directors
Worcester, MA
Slater Mill
Board of Directors
Pawtucket, RI

Services

Asset Management
Estate Planning
Wealth Management
Alternative Investments
Financial Planning
Fixed Income
Futures
Lending Services
Qualified Plans
Retirement Planning
529 Plans
Municipal Bonds
Long Term Care Insurance
Business Planning
Cash Management

Education and Licensing

Bachelor of Science - Accounting, 1991
Bryant University
Smithfield, RI
Masters of Business Administration, 1997
University of Rhode Island
North Kingston, RI

Business Experience

2008 - Present: Morgan Stanley Smith Barney

Second Vice President
Financial Advisor
Providence, RI
1999 - 2008: Merrill Lynch

Wealth Management Advisor
Providence, RI
1995 - 1999: Fleet Financial Group

Accounting Manager
Providence, RI

Bulletin Board

See Market Insights for the May On the Markets from the Global Investment Committee featuring

• "Here We Go Again?" After strengthening earlier in the year, US economic data has begun to weaken. We saw this "growth scare" in 2010 and 2011, and in both cases, equity markets pulled back. Is this pattern going to repeat?

• "Seek Return of Capital via Dividends and Buybacks" In our view, return of capital remains an important theme in the US equity market. That means investors should seek companies that return capital to shareholders by raising dividends and/or buying their shares.

• "Q&A: Running With the Recession Forecast" Lakshman Achuthan, chief operations officer of the Economic Cycle Research Institute, speaks with Charles Reinhard, Morgan Stanley Smith Barney's deputy chief investment officer, about the economic indicators behind the forecast.

Plus, look for more on European equities, Treasury bonds, corporate bonds and municipal bonds.
You can access your investment accounts by clicking on Log On To Your Portfolio on the right-hand side of this page.
I am very appreciative when existing clients refer friends, family, and business associates for an exploratory meeting. I will do my utmost to meet your highest expectations.

John Ayers is licensed in the following state(s): CA, CT, FL, MA, ME, NH, NY, RI

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley Smith Barney.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNER and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Investment Management Consultants Association, Inc. owns the marks CIMA, Certified Investment Management Analyst (with graph element)®, and Certified Investment Management Analyst .

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