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Phil Dispense
Phil Dispense, CFP®, CRPC®
Financial Advisor
370 17th Street
Suite 2800
Denver, CO 80202
tel: 303-572-4825
toll free: 800-477-3041
fax: 303-825-4407
Email Me
Welcome Education Services Associations Experience
Welcome

As your Financial Advisor, I will spend the time to understand your financial concerns and work in partnership with you to develop a customized investment program that can best meet your needs. As our relationship builds over time, I will be able to anticipate your changing circumstances and help advise you on appropriate investment strategies. I look forward to serving your long-term investment needs. Please feel free to call me at any time.
Education and Licensing
  • CERTIFIED FINANCIAL PLANNER™ Certification
    CFP Board
  • CHARTERED RETIREMENT PLANS SPECIALISTSM, 2002
    College for Financial Planning
    Denver, CO
  • BA - Business Administration, 1970
    Hiram Scott College
    Scotts Bluff, NE
  • Series 7 - General Securities Representative
  • Series 63 - Uniform State Exam
  • Series 65 - Investment Advisory Agent
  • Life Insurance Licensed
Services
  • Asset Management
  • Estate Planning
  • Wealth Management
  • Corporate Pension Funds
  • Financial Planning
  • Retirement Planning
  • 529 Plans
  • Qualified Retirement Plans
  • Long Term Care Insurance
  • Business Succession Planning
  • Corporate Retirement Plans
  • 401k Rollovers
  • Defined Contribution Plans
  • Annuities
  • Life Insurance
Associations
  • Alzheimer's Association of Colorado
    Board of Directors
    Denver, CO
  • Mental Health Association of Colorado
    Board of Directors
    Denver, CO
  • Evergreen Rotary
    Evergreen, CO
  • Colorado Human Resource Association
    Denver CO
  • Community Health Charities
    Board Member
    Denver, CO
Business Experience
  • 2001 - Present: Morgan Stanley Smith Barney*
    Financial Advisor
    Denver, CO
  • 1996 - 2001: First Union Securities
    Financial Advisor
    Denver, CO
Bulletin Board
  • Ask me about developing, with you, a free Comprehensive Financial Plan based on your financial goals and objectives, and then implementing a disciplined investment strategy designed to help you achieve those goals.
  • As a business owner, are you satisfied with your 401(k) plan? Are you interested in a more cost-effective plan? We work with business owners to create and implement qualified retirement plans.
  • Please go to the "My Practice" link for information on Retirement Planning.
Phil Dispense is licensed in the following state(s): AZ, CA, CO, CT, NE, NJ, NM, NV, OK, OR, TX, UT, WA, WY
This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
*Includes years at Smith Barney, affiliates and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law.   Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
FEATURED REPORTS

401(k) Plan Sponsor: 404(c): Good Offense, Good Defense? (pdf)

Consulting Group: Managed Accounts and Mutual Funds -- Understanding the Difference (pdf)
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