Experts have long agreed that an essential element of investment success is having a sound financial plan, one that takes into account the investor’s resources, goals, and tolerance for risk. But any such plan is based on assumptions about future market performance - a highly uncertain business at best.

Uncertainty can’t be helped, but advanced planning tools can at least give investors a clearer idea of the risks they face. Our luncheon workshop will take a closer look at these tools, which estimate the likelihood of reaching a given set of goals, given the investor’s key assumptions.

You are invited to learn more about Financial Planning in an Uncertain World. This 45-minute presentation reviews a number of critical points, such as:
- The limitations of conventional planning methods- particularly for investors with more complex goals and time horizons.
- How market volatility and the timing of future portfolio cash flow timing can upset even the most carefully thought-out financial plan.
- The use of probability-based simulations to test investment scenarios.

Please join us for an in-depth discussion on this important topic.

• Dinner will be served.
• Please bring a friend.
• RSVP. Space is limited.
• Seminar is complimentary.
• This presentation is limited to qualified investors with $500,000 or more

For more information or to RSVP please call
Michael Rosen at 516-227-2894
or RSVP online.
Few things are more upsetting to investors than a serious episode of stock market volatility. At such times, it’s easy to lose confidence in your long-term investment strategy. For most investors, though, the most serious risk they face isn’t the chance that stock prices might fall further. The real danger is making investment decisions they’ll deeply regret later on.

Your Invitation to learn more
Smith Barney Consulting Group’s seminar, Market Volatility and the Long-Term Investor, takes a comprehensive look at both the risks and the potential rewards of equity investing, and reveals that many widely believed “facts” about market volatility are simply incorrect. Some highlights:
- Long-term investors in U.S. stocks typically have been well rewarded for the risks they have taken— despite the occasional bear market.
- Compared to bonds and short-term cash instruments, equity returns historically have been higher than the relative risks would suggest.
- The recent upswing in short-term volatility, while significant, has hardly been exceptional. Volatility has risen and fallen in cycles over the past three decades.
- Timing the market is something even many professional investors can’t do successfully. And the costs of being out of the market for even a short time potentially can be enormous.

Please join us for an in-depth discussion of this important topic.

• Dinner will be served.
• Please bring a friend.
• RSVP. Space is limited.
• Seminar is complimentary.
• This presentation is limited to qualified investors with $500,000 or more

For more information or to RSVP please call
Michael Rosen at 516-227-2894
or RSVP online.