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David M. Morales
David M. Morales
Financial Advisor
80 State Street
12th Floor
Albany, NY 12207
tel: 518-427-5572
toll free: 800-541-0601
fax: 518-463-1354
Email Me
Welcome Associations Education Services Experience
Welcome

We know what's behind the money you've earned. That's why all of our investment experience, capabilities and resources are focused on one objective: to help you invest wisely. Our approach to investing is based on our time-tested way of doing business. We offer our clients intelligent counsel based on our research, intellect and hard work. It's an approach that has helped our clients work toward their financial goals since our firm was established over a century ago.
Associations
  • Colonie Chamber of Commerce
    Board of Director
    Latham, NY
  • YMCA
    Black and Latino Achievers Program
    Committee Member
    Albany, NY
  • Albany Medical Center
    Dancing in the Woods Gala
    Lite up the Night Gala
    Committee Member
    Albany, NY
  • American Cancer Society
    Coaches Against Cancer
    Committee Member
    Saratoga, NY
  • Shaker High School
    50th Year Alumni Celebration
    Committee Member
    Latham, NY
Education and Licensing
  • MBA -Education
    Sage Graduate School
    Troy, NY
  • BA - International Business / Spanish
    St. Francis University
    Loretto, PA
  • Fluent in Spanish
  • Series 7 - General Securities Representative
  • Series 66 - Combined Investment Advisory Agent & Uniform State Exam
  • Life, Health, Variable Annuities and Long Term Care Insurance Licensed
Services
  • 529 Plans
  • Alternative Investments
  • Asset Management
  • Business Planning
  • Cash Management
  • Estate Planning
  • Financial Planning
  • Fixed Income
  • Foreign Exchange
  • Long Term Care Insurance
  • Municipal Bonds
  • Philanthropic Services
  • Qualified Plans
  • Retirement Planning
  • Wealth Management
  • Planning for Special Needs Individuals
  • Professional Portfolio Management
  • Exchange Traded Funds
  • Investment Policy Statements
  • 401k Rollovers
Business Experience
  • Morgan Stanley Smith Barney*
    Financial Advisor
    Albany, NY
  • HSBC
    Financial Advisor
    Albany, NY
  • Mellon Bank
    Commercial Lender
    Harrisburg, PA
  • Experienced in the Financial Services Industry since 1996
Bulletin Board
  • Planning for the long-term. Doesn't it make sense to start now? Attend a free seminar and find out how we can help. Click on Seminars & Events for details.
  • If you would like us to review your retirement planning strategy, please speak with us.
  • Ask me about developing, with you, a free Comprehensive Financial Plan based on your financial goals and objectives, and then implementing a disciplined investment strategy designed to help you achieve those goals.
David M. Morales is licensed in the following state(s): CA, CO, CT, DE, FL, GA, MA, MD, NJ, NY, OH, PA, SC, VA
This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
*Includes years at Smith Barney, affiliates and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law.   Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
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