The Roberts Group represents a highly trained and experienced advisory team of professionals dedicated to providing high quality service and value to a select number of individuals, families, privately held companies, endowments and foundations. Our vision is to be an "Essential Advisor" to our clients offering a personalized experience with access to the vast resources of Morgan Stanley Smith Barney.
Our commitment is to deliver excellence in service, advice and planning with integrity. Our mission is to provide our clients with customized and objective wealth management strategies to give them confidence in their plan.
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We are very appreciative when existing clients refer friends, family and business associates for an exploratory meeting. We will do our utmost to meet your highest expectations.
A key component of any financial plan is life insurance. Speak to us about receiving a complimentary insurance review.
This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley Smith Barney.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNER and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
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Everything starts with an understanding of how you want to live and what you need to live that way.
Investments alone aren't enough when it comes to preparing for retirement. As a retirement focused advisor at Morgan Stanley Smith Barney we offer a level of experience and commitment to retirement advice that we think is unique in the industry. Our thorough process encompasses ten elements that are key to a successful plan.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
Lifestyle Review
Everything starts with an understanding of how you want to live and what you need to live that way.
FAMILY RECORDS ORGANIZER
You want to be sure you can lay your hands on all your critical documents—health care proxies, powers of
attorney, wills, trusts, etc.—when you need them.
BENEFICIARY REVIEW
Having everything together makes it easy to ensure that you have the right beneficiary named on each
of your accounts and policies. Your Advisor can explain how beneficiary designations may be able to help
you minimize estate taxes.
RETIREMENT ACCOUNT ASSESSMENT
Managed properly, your 401(k) and IRA accounts can be powerful tools to help maximize retirement savings.
YOUR RETIREMENT INCOME PLAN
A key step is to figure out where your retirement "paycheck" will come from. You want to be sure that the
income from your investments, pensions and Social Security will meet your needs.
RISK REVIEW
Some things can jeopardize your retirement plans, including longevity, litigation, health care and long-term care
needs. Identifying these risks is the first step in protecting against them.
PENSION ELECTION
Figuring out what pension payout option makes the most sense for you can be a daunting project. We''ll help you
make sense of your choices.
SOCIAL SECURITY BENEFITS
Should you start collecting Social Security benefits at age 62? Or 65? How will your decision impact your
spouse''s Social Security benefits?
MEDICARE OPTIONS
When should you apply for Medicare? Which programs are best for you? How can you avoid potential penalties?
RETIREMENT ANALYSIS
As part of our ongoing commitment, we''ll schedule time to review your comprehensive retirement plan and
make sure it stays current with developments in your life.
