Sam F. Berardino, III - Morgan Stanley Smith Barney Financial Advisor - Utica, NY
Morgan Stanley Smith Barney
Sam F. Berardino, III
Financial Advisor
Financial Planning Specialist
106 Business Park Drive
Utica, NY 13502
tel: (315) 792-1269
toll-free: (800) 443-5450 
fax: (315) 792-1222
Email Me

As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together to preserve and grow wealth, you’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.

Associations
  • Mohawk Valley Chamber of Commerce, Chairman of the Board
  • Mohawk Valley EDGE (Economic Development Growth Enterprises Corporation), Board of Directors
  • Utica Industrial Development Corporation, Board of Directors
  • Utica Landmark Tower Corporation, President
  • New York State Council of Health System Pharmacists, Past Chapter President
  • New York State Pharmacists Society
  • Mohawk Valley Pharmacist Society
  • Yahnundasis Golf Club
Services
  • Professional Portfolio Management
  • Wealth Management
  • Financial Planning
  • 401k Rollovers
  • Retirement Planning
  • Alternative Investments
  • Long Term Care Insurance
Education and Licensing
  • Series 7 - General Securities Representative
  • Series 66 - Investment Advisory Agent, Uniform Combined State Law
  • Life, Accident and Health Insurance Licensed
  • New York State Partnership for Long Term Care Licensed
  • BS - Pharmacy
    Albany College of Pharmacy of Union University
  • Registered Pharmacist - New York State
Business Experience
  • 2007 - Present: Morgan Stanley Smith Barney

    Financial Advisor, Financial Planning Specialist
    Utica, NY
  • 2005 - 2007: Eli Lilly & Company

    Senior Account Executive,
    New York, NY
  • 2000 - 2005: Eli Lilly & Company

    Public Health System Management, New York State
  • 1988 - 2000: Eli Lilly & Company

    Pharmaceutical Sales, Various Positions, Upstate New York
  • 1980 - 1988: Rite Aid Corporation

    Supervising Pharmacist, New Hartford, NY

Bulletin Board

  • See Market Insights for the May On the Markets from the Global Investment Committee featuring

    • "Here We Go Again?" After strengthening earlier in the year, US economic data has begun to weaken. We saw this "growth scare" in 2010 and 2011, and in both cases, equity markets pulled back. Is this pattern going to repeat?

    • "Seek Return of Capital via Dividends and Buybacks" In our view, return of capital remains an important theme in the US equity market. That means investors should seek companies that return capital to shareholders by raising dividends and/or buying their shares.

    • "Q&A: Running With the Recession Forecast" Lakshman Achuthan, chief operations officer of the Economic Cycle Research Institute, speaks with Charles Reinhard, Morgan Stanley Smith Barney's deputy chief investment officer, about the economic indicators behind the forecast.

    Plus, look for more on European equities, Treasury bonds, corporate bonds and municipal bonds.

Sam F. Berardino, III is licensed in the following state(s): AK, CA, CT, FL, HI, IL, IN, MA, MN, NC, NJ, NY, PA, RI, SC, VA
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Investments alone aren't enough when it comes to preparing for retirement. As a retirement focused advisor at Morgan Stanley Smith Barney we offer a level of experience and commitment to retirement advice that we think is unique in the industry. Our thorough process encompasses ten elements that are key to a successful plan.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
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