William M. Vick - Gregory D. Cho - Morgan Stanley Smith Barney Financial Advisors - Santa Rosa, CA

Top Content Curve

Dow	10318.16	-14.28 4:31pm
Nasdaq	2146.04	-10.78 5:30pm
S&P 500	1091.38	-3.52 5:01pm

The Vick/Cho Group

The Vick/Cho Group
at Morgan Stanley Smith Barney

Financial Advisors

111 Santa Rosa Avenue
Suite 200, PO Box 1030
Santa Rosa, CA 95404

tel: 707-571-5778
toll free: 800-752-5340
fax: 707-526-1103

Brochures

Morgan Stanley Smith Barney publishes a significant number of special research reports and investment analyses. Here is a selection of some of these reports available to you online in PDF format.

Understanding Your Account Statement (pdf)
IRAs: Powering Your Retirement (pdf)
Built to Last? Retirement Cash Flow and the New Longevity (pdf)
FMA at a glance (pdf)
Making the Grade - Ten Essential Lessons for Funding a Child's Education (pdf)
Portfolio Management Group: Bringing Professional Money Management Closer to Home (pdf)
Smith Barney Advisor (pdf)
Enrolling in smithbarney.com (pdf)
SmithBarney.com - E-Delivery Enrollment Card (pdf)
SmithBarney.com - Internet Bill Pay Enrollment Card (pdf)

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

*Includes years at Smith Barney, affiliates and predecessor firms.

PDFs Requires the Adobe® Acrobat® Reader plug-in for viewing. This software is available free from Adobe®. Frequently Asked Questions About PDFs

Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Bottom Content Curve

Investment products and services are offered through Morgan Stanley Smith Barney LLC, member SIPC. Morgan Stanley Smith Barney LLC is a registered broker/dealer and investment advisor, formed by the combination of the Global Wealth Management Group of Morgan Stanley & Co. Incorporated and the Smith Barney division of Citigroup Global Markets Inc.

In general, references to Smith Barney or the Smith Barney division of Citigroup Global Markets Inc. should be read on this site as the Smith Barney channel of Morgan Stanley Smith Barney LLC.
Some products or services may continue to be available though Citi or Citigroup Global Markets Inc. Read more on the Statement of Morgan Stanley Smith Barney LLC and Citigroup Global Markets
Inc. Responsibilities that describes their respective roles and functions. Clients may contact their Financial Advisor with questions about these changes.

The information and services provided on the website are intended for persons in the U.S. only.

© 2009 Morgan Stanley Smith Barney LLC. Member SIPC. Accounts carried by Citigroup Global Markets Inc. Member SIPC. All rights reserved.

Morgan Stanley Smith Barney
New Relationship & Revised Terms of Use

Welcome to the web site for Smith Barney online clients and guests of Morgan Stanley Smith Barney LLC ("MSSB"), a joint venture formed by the combination of the Global Wealth Management Group of Morgan Stanley & Co. Incorporated and the Smith Barney division of Citigroup Global Markets Inc. You have reached this site because you are a client or a guest web site user of smithbarney.com.

Throughout the site, any references to Smith Barney, the Smith Barney division of Citigroup Global Markets Inc. or terms such as "the firm," "we," "us," "our" or similar terms should be read on this site as the Smith Barney channel of Morgan Stanley Smith Barney LLC. The Terms of Use and other provisions and disclosures such as the site's online privacy statement that govern your use of this site and any of its services have been revised so that such terms, provisions and disclosures are now between you and the new firm, MSSB. Your continued use of the site indicates your agreement with its revised terms of use as amended.

Morgan Stanley Smith Barney LLC is registered with the Securities and Exchange Commission as a broker/dealer and investment advisor. Some products or services may continue to be available though Citi or Citigroup Global Markets Inc. Read more on the "Statement of Morgan Stanley Smith Barney LLC and Citigroup Global Markets Inc. Responsibilities" that describes their respective roles and functions.

© 2009 Morgan Stanley Smith Barney LLC. Member SIPC. Accounts carried by Citigroup Global Markets Inc. All rights reserved.