For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve. It means striving to ensure they have the means to pursue what’s most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies I develop on their behalf.
My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we’ll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.
- Greater Berkley Area Chamber of Commerce
Past President
Former Member
Berkley, MI - Woodward Dream Cruise - Original Committee
Member - West Bloomfield Place Homeowners Association - Director - Past Treasurer-
- 529 Plans
- Alternative Investments
- Asset Management
- Corporate Pension Funds
- Corporations
- Endowments and Foundations
- Estate Planning
- Family Consulting
- Financial Planning
- Fixed Income
- Lending Services
- Municipal Bonds
- Philanthropic Services
- Qualified Plans
- Retirement Planning
- Trust Services and Accounting
- Wealth Management
- BS - Accounting, 1979
University of Detroit
Detroit, MI - Law Studies, 1981 - 1982
University of Detroit Law School
Detroit, MI - Financial Planning Specialist Designation
Smith Barney - Series 7 - General Securities License
- Series 63 - Uniform State Exam
- Series 3 - National Commodity Futures
- Life & Variable Annuity Insurance Licensed
- Five Star Wealth Manager-2012,2011,2010
- 1989
- Present: Morgan Stanley Smith Barney
Second Vice President
Financial Planning Specialist
Southfield, MI - Experience in the Financial Services Industry since 1983
See Investing and Market Insights for the May On the Markets from the Global Investment Committee featuring
• "Here We Go Again?" After strengthening earlier in the year, US economic data has begun to weaken. We saw this "growth scare" in 2010 and 2011, and in both cases, equity markets pulled back. Is this pattern going to repeat?• "Seek Return of Capital via Dividends and Buybacks" In our view, return of capital remains an important theme in the US equity market. That means investors should seek companies that return capital to shareholders by raising dividends and/or buying their shares.
• "Q&A: Running With the Recession Forecast" Lakshman Achuthan, chief operations officer of the Economic Cycle Research Institute, speaks with Charles Reinhard, Morgan Stanley Smith Barney's deputy chief investment officer, about the economic indicators behind the forecast.
Plus, look for more on European equities, Treasury bonds, corporate bonds and municipal bonds.
What do you have in mind for your retirement? Our complimentary retirement-planning analysis can help you achieve the retirement you envision. See Financial Planning for a confidential questionnaire.
Before you buy another CD, call or email us about our wide selection of CDs with competitive yields, and make a more informed investment.
